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Pregnant Ohio Teen Reportedly Missing with Adult Cousin — Who Is a Wanted Fugitive

A missing and pregnant 14-year-old Ohio girl may be traveling with a fugitive 33-year-old man wanted for a parole violation and previously convicted of manslaughter, PEOPLE confirms.

Annalys Clay, of Barberton, was reported missing Dec. 4 to Akron Police by her mother, Helenea, who said that she believed Annalys is traveling with the man who is also her cousin, Louis Jakab, 33.

Jakab currently is charged in eight jurisdictions with felony warrants that include robbery, theft, fraud, passing bad checks, receiving stolen property, and interference with custody, according to a news release from the U.S. Marshals Service.

Helenea Clay also said her daughter is pregnant, and that Jakab may be the unborn child’s father, reports the TV station Fox8 Cleveland.

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The initial missing-persons report to Akron police turned out to have inaccurate details, according to a spokesman for the department. The spokesman says that as a result, investigators are weighing whether to file charges against the mother alleging a false police report.

Akron Police Lt. Rick Edwards tells PEOPLE that Annalys actually disappeared from the Strongsville area where she previously was found after allegedly running away for two months, and that Strongsville is the address of Jakab.

Strongsville Police confirmed to PEOPLE that they are now investigating the case, which is described on an incident report obtained by PEOPLE as “a report of a juvenile female [allegedly] taken by a known adult male relative.”

“She is in danger,” detective Bill Bolden of the U.S. Marshals Service tells PEOPLE. He says he bases his concern on the alleged detail of a female juvenile in the company of an adult male who has a record of criminal activity, and her apparent alleged willingness to do whatever he says.

Jakab served 10 years in prison after conviction for manslaughter that involved a shooting, Bolden says.

Investigators believe the two are together but have left Ohio, and last were seen in a black 2017 Audi A3 bearing an Ohio license plate HED-3844, the U.S. Marshals Office reports. The license plate had been reported stolen in Cleveland.

Clay is described as white, 5 feet 5 inches tall, weighing 125 lbs. with red hair and blue eyes.

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Authorities say Jakab is white, about 6 feet 4 inches tall, weighing about 190 lbs., with a shaved head and blue eyes.

Anonymous tips about the pair’s whereabouts with the potential for reward may be called in to the Northern Ohio Violent Fugitive Task Force at 1-866-492-6833 or texted with the keyword “WANTED” to 847411.

Tips also may be sent by clicking a button on the U.S. Marshals website.

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Nearly 75% of parents help their adult children financially


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Just because kids have reached adulthood, does not mean they stop being a financial burden on their parents. Nearly three in four (74%) parents with adult children say they help their grown kids with their finances, according to a new study from

Most of the parents offering financial support for their children who are over 18 have either helped with living expenses (84%) or given their child (or children) money to pay down debt (70%). This type of aid walks a fine line between being the right thing for a parent to do and setting children up for future problems, according to Senior Industry Analyst Matt Schulz.

“It’s natural for parents to want to help their kids, but there’s danger in doing too much,” he said in a press release. “One of the greatest gifts a parent can give to their children is teaching them how to manage finances and to live within their means. Not only will it help mom and dad keep their savings for retirement, but it will also set junior on a steady course toward financial success.”

Where is the money going?

It’s easy to see why parents are offering their children financial aid. In most cases, the money is going for basic necessities and day-to-day expenses. These include cellphone bills (39%), transportation (car repairs, gas, tickets, etc.) (36%), rent (24%), and utilities (21%).

On the debt side, in most cases, it’s a similar story with parents helping their kids pay bills that are either required purchases or unavoidable expenses. Student loans (20%), auto loans (19%), and medical debt (17%) generally fit that description. Credit card debt, which 16% of parents help their kids with, could, of course, be incurred paying for basic needs or for more frivolous reasons.

What should parents be doing?

As a parent, in most cases, your instincts say to help your child. With debt, however, helping out could create further problems. That does not mean you should turn your back on a child in need. Instead, you need to consider the cause of the debt.

Helping with student loans or paying off medical debt is different than giving your child money because he or she made poor financial decisions. That can also be true when it comes to paying for basic needs including food, shelter or even transportation, but again, the parent has a responsibility to examine why the help is needed.

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If a parent supports a child who could meet his or her own needs, then the parent is simply reinforcing bad behavior. In those cases, it’s not that the parent should not help, but that aid should come with a caveat that the adult child examine his or her spending, adopt a budget, and get some education as to how to live within their means.

Saying no is never easy, and even offering conditions on money given to a child can be difficult. Sometimes, however, as all parents know, doing the right thing for your child’s long-term success can involve some short-term pain and even anger.

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Schools helping minorities threatened with less federal funding

Republicans are trying to hard to tie federal funding to graduation rates, a change that schools with large minority populations worry could dramatically reduce the money they get from Washington.

Congressional Democrats and outside advocates blasted the proposed GOP re-authorization of the Higher Education Act as a discriminatory measure that will do more harm than good to institutions that educate and graduate a bulk of the nation’s minority students.

But to Republicans, the change would mean a way of being able to make sure the federal dollars are spent responsiblhy.

Rep. Virginia Foxx, R-N.C., chair of the House Committee on Education and the Workforce, said the proposal is necessary to add “some additional accountability measures for institutions in order to focus on outputs – like completion of programs – instead of inputs, just getting students in the door.”

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She’s getting harsh criticism from advocates for the majority-minority institutions and their advocates. Rep. Alma Adams, D-N.C., an education committee member, tried to get the provision removed from the bill Tuesday, arguing in prepared remarks that the GOP’s initiative “does nothing to create opportunities for students at minority-serving institutions or HBCUs to prosper.”

About 650 schools nationwide have been designated by the Department of Education as minority-serving institutions. They’re campuses with large black, Hispanic, Alaska Native, Native American non-tribal, Asian-American and Native Hawaiian and Pacific Islander enrollments.

The schools educate about 40 percent of the nation’s students of color, according to the Marybeth Gasman, director of the University of Pennsylvania’s Penn Center for Minority Serving Institutions.

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The average graduation rate for 105 of the two and four-year schools that qualified for federal funds as predominately black institutions – schools not subject to a separate designation as historically black colleges and universities – is 28 percent, according to an analysis of recent federal education data compiled by Andres Castro Samayoa, an assistant higher education professor at Boston College.

For 384 institutions that are eligible for funds as Hispanic-Serving institutions, the average graduation rate is 34 percent, according to Samayoa’s data.

The overall graduation rate for first-time, full-time bachelor’s degree seeking students who entered the nation’s four-year colleges and universities and graduated within five years is 55.3 percent, according to education department figures.

Republicans want to require schools designated by the Department of Education as minority-serving institutions to have a graduation or transfer rate of 25 percent to be eligible for some federal grant programs. No precise data are available as to how many schools are below the 25 percent threshold, or how much money could be lost.

Antonio Flores, president and CEO of the Hispanic Association of Colleges and Universities, complained in a letter to Foxx that the graduation rate requirement wasn’t equitable because it exempts historically black colleges and universities and tribal colleges and universities.

They were excluded because they are defined differently under federal law than other minority-serving institutions, congressional aides and representatives of HBCU organizations said.

“This discriminatory language would only be applied to Hispanic-Serving Institutions and Asian Americans and Native American Pacific Islander-Serving Institutions from among all the minority-serving institution cohorts,” wrote Flores, whose organization represents 284 Hispanic-serving schools, including 107 in California, 49 in Texas and 13 in Florida.

Adams, co-chair of the Bipartisan Congressional HBCU Caucus, said the bill fails to take into consideration that many minority-serving schools enroll a disproportionate number of non-traditional students — the poor, full-time workers, single parents, and under-prepared high school graduates — who struggle to complete college.

“Instead, (the bill) denies resources to the neediest schools based on a flawed metric,” said Adams.

Foxx disagreed.

“Linking funds and grants to graduation and completion shows the students and the institutions alike that we’re serious about promoting completion and actually focusing on the entire point of post-secondary education: getting the skills you need to have a successful life,” she said. 

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Trump signs executive order on HBCUs

President Trump signed an executive order aimed at bolstering historically black colleges and universities by moving the White House Initiative on Historically Black Colleges and Universities from the Department of Education to the White House. “This is a very important moment and a moment that means a great deal to me,” said Trump.

The White House

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Gulf in funding between European university sectors ‘is widening’

The European university funding divide is getting wider, with many countries in Southern, Central and Eastern Europe failing to repair cuts to public spending made since the financial crisis despite an economic recovery, and so falling further behind better-funded systems in the north.

This is one of the conclusions of a new analysis of public funding for higher education by the European University Association, which finds that 19 higher education systems received less public money in 2016 than they did in 2008.

Enora Bennetot Pruvot, deputy director for governance, funding and public policy development at the EUA and one of the report’s authors, explained that some countries were making progress back to pre-recession levels of funding. Iceland, for example, one of the nations worst hit by the crisis, should be back to 2008 levels this year, according to Public Funding Observatory Report 2017, released on 13 December.

But many others remain below their 2008 levels, including the UK (where student loans have largely replaced direct grants, thus maintaining teaching funding), Spain, Italy, much of Central and Eastern Europe and the Baltic states. In Spain, despite a nominal increase in funding of 5 per cent in 2017, there is still “no sign of a renewed commitment to the sector” after years of cuts, Ms Pruvot said.

Many of these countries – including the Republic of Ireland, the UK, Italy, Finland and several states in Eastern and Central Europe – have enjoyed economic growth over this period and yet have still cut back on higher education, the report warns.

The funding picture is much better across richer northern European social democracies. Inflation-adjusted spending has increased by more than 20 per cent in Germany, Switzerland, Austria, French-speaking Belgium, Denmark, Sweden and Norway. France, Flemish Belgium, the Netherlands and Poland have enjoyed funding boosts of between 5 per cent and 20 per cent.

But even some of these better-funded systems are creaking under pressure from large rises in student numbers, Ms Pruvot warned. In Denmark, Germany, Belgium, France and the Netherlands – where there have been headlines about international students forced to sleep in cars because of a lack of accommodation – increases in undergraduate numbers have outpaced bumps in funding.

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An analysis of staff trends shows that some countries have prioritised research by employing more academics, she explained, while others have focused on student support by hiring more non-academic staff.

Since 2008, Germany has hired 40 per cent more academics but has increased non-academic staff numbers by only about 15 per cent, suggesting a strong focus on research. Denmark posted similar figures.

In Austria, meanwhile, academic numbers have virtually stood still, but non-academic staff numbers have shot up by more than a fifth. According to the report, Austria, Norway and Sweden are the only countries with “sustainable funding trajectories, allowing them to preserve student-staff ratios”.

The report also includes more recent data from 2017 for most of the countries surveyed (some have yet to release figures for this year). It shows that England and Wales are the only two countries still cutting back on public funding. This is in contrast to big 2017 bumps in funding in countries that have suffered serious cuts in the past, including Hungary, Spain and Ireland.

The report, which looks only at public funding, cannot account for the extra money from tuition fees that English and Welsh universities have received in this period, Ms Pruvot acknowledged. But the UK (with the exception of Scotland) remains the only country in Europe to have seriously shifted from a public funding model to tuition fees since the financial crisis, she said. The Netherlands has introduced slightly higher fees, “but the British experiment is unique” in scale, she said.

Despite severe government budget constraints in the wake of the crisis, across the rest of Europe “by and large the funding system…has not significantly changed”, she said.

The report also warns countries against plugging holes in their national budgets with European Union funding. Competition for grants from Horizon 2020 had cut success rates down to about 10 per cent, it points out, “while between 30 and 50 per cent of the funding that countries receive from Horizon 2020 goes to cover the costs of the total number of applications, successful or not”, it adds.

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Curbing university bosses’ pay ‘won’t solve funding crisis’

UCL bikes

Image caption

Issues like student poverty and debt will not be solved only by curbing vice-chancellors’ pay, says the NUS

Sky-high pay among university chiefs is “hard to stomach” but tackling it will not alone solve the higher education funding crisis, a National Union of Students official has told MPs.

“There are wider issues for students,” Amatey Doku, NUS vice president, told the Education Select Committee.

But Nicola Dandridge, who runs the new higher education watchdog, said vice-chancellors’ pay must be addressed.

“Some salaries are out of kilter,” said Ms Dandridge.

The level of some vice-chancellors’ pay is the subject of “legitimate public concern” Ms Dandridge, chief executive of the Office for Students, told the committee’s inquiry into value for money in higher education.

Last month the vice-chancellor of Bath University, Dame Prof Glynis Breakwell, agreed to step down amid a row over her £468,000 pay packet.

Other universities embroiled in similar rows include Southampton and Bath Spa.

Universities Minister Jo Johnson has pledged to bring excessive pay for university bosses under control.

Nicola Dandridge told the committee that new rules meant “that anyone being paid more than £150,000 a year be required to justify it“.

The practice in some universities, where vice-chancellors sit on remuneration committees, is in particular need of attention, she said.

She argued that pay should be linked “in some transparent way” to performance.

However, she added that it was important to remember that universities are autonomous and some are “huge billion-pound operations”.

“It is really critical they sort this out themselves.”

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Parliament TV

Image caption

Mr Doku and Ms Dandridge were giving evidence to the Education Select Committee

Mr Doku said that it was important to ensure that universities spend their money “in the most open and transparent way”.

But he said: “There has been a trend when things start going wrong in higher education, the Department for Education and some ministers start attacking universities.”

He said it was “no coincidence” that the issue of vice-chancellors’ pay had come up now.

He called for an overhaul of the entire higher education funding system in England which, he said, was leaving too many students facing poverty and debt.

“We are collecting evidence of the hardships and challenges that many students face, which have a knock-on effect on their whole university experience.”

Student maintenance grants for lower income students which were scrapped last year, should be reintroduced “as a key priority”, he argued.

“We need a complete, comprehensive funding review… and to have students at the heart of the conversation.”

The full report is expected sometime in late spring 2018.

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OKCPS board to seek legal advice on potential lawsuit against state

The Oklahoma City Public School board of education unanimously voted Monday to hire a law firm to research the effects the state budget cuts are having on its students and teachers.

Board chair Paula Lewis said the district will pay for the Education Law Center out of New Jersey to gather information and determine if a lawsuit against the state is viable.

“This isn’t official. We’re not filing suit,” she said. “We’re doing this for all kids in the state of Oklahoma. Every child in Oklahoma is not receiving the resources that they need. Every teacher is underpaid. Every teacher doesn’t have what they need in their classroom.”

Officials said it could take several months for the firm to complete its investigation.

Lewis said the board will decide whether to move forward with a lawsuit based on the firm’s findings.

“It’s time for the legislators to step forward and fully fund us to the level that will help our children have the best opportunity in the future,” Lewis said.

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The importance of financial education

As a practitioner within the finance community, I cannot but stress the importance of financial education on the local scene. I am not the first and will definitely not be the last to state that financial education, apart from the endless number of branches/types of education we receive throughout our lifetime, is essential for one’s wellbeing, from adolescence till retirement/pension age. The type of education which should start from secondary school (some might suggest that should be introduced and form part of the primary educational syllabus) and be on-going in order to keep abreast with the ever changing dynamics of the markets and environments within which we operate.

The global banking and financial market community are passionate about instilling a sense of ownership in investments and interest in market, and considers financial education as a very important issue to be tackled actively.

Scholars are of the opinion that financial education in itself empowers consumers and gives them a better know-how of how to manage their finances. More importantly, it provides the necessary groundwork and tools for individuals on how to avoid unnecessary risks and even taking on unnecessary debt piles. Furthermore, it enables people to improve their understanding and broadens the way they perceive financial opportunities and financial products (and the underlying risks and benefits assigned to them) which become available from time to time.

Within the EU, stringent and robust regulation is in place for banks and service providers to ensure that these oblige in providing clear and comprehensive information on any financial products which are offered to their respective customers.

And this is where I highlight the importance of financial education. What is the use of providing customers/prospective investors with a flurry of information and array of investment solutions if they are not in a position and/or do not have the necessary knowledge to understand and digest all this information? It is therefore clear that service providers on one hand are duty bound to provide the relevant information to consumers, but the consumers also need to do their part and educate themselves – they cannot be seen in isolation and are tantamount for investors to be steered into the financial products most suitable to their needs.

It is no surprise that, globally, there exists a rather low level of understanding of financial matters as well as of basic economic concepts, which renders even the most basic of financial products to appear complex to the average customer/investor who has not been exposed to any sort of financial education.

This leads them to fail to plan ahead or to choose products that meet their investment requirements and hence could result in experiencing difficulties in the event of some unexpected adverse circumstance. Even worse, if bad investment decisions are taken along the years, it will make it even harder for individuals to ensure a satisfactory standard of living in retirement. Therefore we can safely say that financial education all boils down to improving the financial well-being of individuals and society.

Clearly, I cannot but stress the importance of promoting financial education amongst students at an early age, as the knowledge and skills acquired by them at this age, will provide them with a solid background on market knowledge throughout their lifetime.


This article was issued by Mark Vella, Investment Manager at Calamatta Cuschieri. For more information visit, The information, view and opinions provided in this article is being provided solely for educational and informational purposes and should not be construed as investment advice, advice concerning particular investments or investment decisions, or tax or legal advice. 

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Furious parents told by teachers’ union ‘we’re not a child-minding service’ as schools closed for second snow day

A teachers’ union chief said today that schools are “not a child-minding service” as parents reacted with fury to another swathe of closures in the snowy weather .

Graham White, Suffolk representative at the National Education Union, risked the ire of mums and dads when he said: “Schools are for education, not child-minding.”

Parents with jobs to go to faced a second day of having children off school, giving them the nightmare of juggling work commitments with looking after the kids.

Mr White said: “Headteachers are in an impossible situation… open and risk injury to staff or pupils, or close and risk the wrath of parents who now have their children at home.

The teachers’ union said they are not there to ‘child-mind’
(Image: SWNS)

Parents are struggling for time off

Schools have struggled to stay open in the severe weather (file image)
(Image: Getty)

“It is very unfortunate that parents are inconvenienced by snow and school closures, but safety is paramount.”

As scores of schools stayed shut today, many people voiced outrage on social media, labelling the teachers part of the ‘snowflake generation’.

They said it was ridiculous that snowfall which would be shrugged off as ‘next to nothing’ in countries like Norway and Germany should panic and paralyse the UK.

Heads who decided to close their school due to snow feared they could look ‘foolish’ later in the day if bad weather forecasts were inaccurate, said Mr White.

But Mr White said they had to act in the best interests of their pupils and staff.

Pupil safety is the schools’ priority, the union said

Hundreds of schools have closed across the country

A boy slides on an inflatable tube in Bradgate Park after snow fall in Newtown Linford, Leicestershire
(Image: REUTERS)

Headteachers make the decision, usually before 7am, and their main consideration is health and safety, particularly for pupils.

Schools are advised to make a decision to close as early as possible, in order to inform parents and carers in good time.

A risk assessment is conducted taking into account factors including the state of pathways, steps and slopes around the school.

Condition of roads and pathways in the local area must also be considered and schools have to check that the heating, lighting and water is working correctly.

The availability of public transport and school coaches must also be taken into account, as well as catering.

Schools may also need to close due to other unforeseen circumstances, such as heating failures and structural issues.

Mr White said schools should close in certain circumstances due to snow, such as when the adverse weather poses a danger to pupils, if the school has insufficient staff numbers, and if a substantial number of pupils cannot travel to school due to bus service cancellations.

People have been laughing and taking pictures of this snow structure
(Image: Cambridge News WS)

A broken sledge sits sticks out of a bin in Bradgate Park
(Image: REUTERS)

Visitors sledge in Bradgate Park
(Image: REUTERS)

He said a light dusting of snow is unlikely to close schools but if weather conditions make driving hazardous, or the buses are cancelled, then school closure should be given “serious consideration”.

He added: “Most staff do not live close to school and some do not live on gritted road routes, so driving may be considered potentially dangerous.

“We should not be advising anyone to drive in conditions that put their and others’ safety in question.

“The headteacher knows their staff and pupils best and so is in the best position to make the judgement call.”

The dilemma faced by headteachers was illustrated in a recent letter to parents of pupils at Northgate High School in Ipswich.

Joint headteachers David Hutton and Rowena Mackie wrote: “We would like to stress in response to previous media coverage that closing the school is not a decision that is taken lightly by headteachers.

A snow plough working to clear roads in Ironbridge in Shropshire
(Image: PA)

“As a group we dislike having to make a decision before 7am that has the potential to make us appear foolish later that same day!

“Parental opinion is typically split, with roughly equal numbers complaining on snowy days if we close the school or keep it open.

“In making our decision prior to the start of a school day, we will consider the safety of the school site (which will be fully inspected) and the likely danger to pupils, students and staff in making their journey to school.

“We have to keep in mind that while many of our Year 7 to 11 pupils can travel in by foot, the vast majority of our staff cannot.

“The likelihood of having inadequate supervision clearly adds to safety concerns when conditions underfoot are dangerous and pupil behaviour is influenced by the possibility of ice and snow related activities.

“If the school is open at the start of the day and it begins to snow heavily during the day, our considerations will be slightly different.

Will more snow fall in Britain

“In this situation we will weigh up the relative safety of pupils who are already on the site, compared to their likely safety if sent home.

“We will also try to judge if their journey home is likely to be more dangerous if delayed until the end of the school day.

“In this respect the decision may be different for Sixth Form students, many of whom travel long distances through rural areas.”

Lee Abbott, headteacher at Hillside Primary School in Ipswich, said: “I think schools should do all they can to open in all weathers, other than when it is impossible to open the site safely, for example, boiler failure, when it is impossible to clear paths, and when there are insufficient staff to teach classes.

“However, it is a very challenging decision for heads and a decision to close is never taken lightly.

“At Hillside we risk assess the site, and the staff’s journeys to school, to try and put appropriate plans in place to ensure the school opens because that is best for our learners and their families.”

Department for Education advice for schools states: “During severe weather conditions, such as flooding or snow, you should keep your school or early years setting open for as many children as possible.

“However, it might be necessary to close temporarily due to inaccessibility or risk of injury. You should do all you can to re-open as soon as possible.”

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Alleged Noel Night teen shooter to be charged with ‘adult …

DETROIT, MI — A 16-year-old accused of causing mass chaos and opening fire during the annual Noel Night holiday celebration in Detroit’s Midtown on Dec. 2 could be sentenced as an adult if found guilty. 

The juvenile, Calvin Stephens, of Detroit, is charged with four counts of assault with intent to murder and felony firearm.

The victims, who all survived, include: a 19-year-old man, 17-year-old girl, and two boys, 14 and 16. 

The shooting, which stemmed from an argument, occurred about 7:30 p.m.  between Detroit Institute of Arts about the Detroit Science Center.

Detroit Police Chief James Craig said nearly 120 officers were assigned to patrol the 45th annual holiday celebration that draws thousands. 

Because Stephens is being charged with an adult designation, that means he’ll face trial in juvenile court. If found guilty, the designation means he could be sentenced as a juvenile, as an adult, or receive a mixed sentence consisting of time spent in the juvenile detention system before transfer to the adult system.

Stephens is scheduled to appear in juvenile court Tuesday at 9 a.m.

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74% of parents help adult children with finances – Yahoo Finance

Seventy-four percent of parents help pay for their adult children’s living expenses, according to a new and BankRate survey.

The cellphone bill is the most common expense parents help pay, and other top expenses they assist with include transportation (e.g. car repairs, gas), rent and utilities.

In total, 52% of parents said they helped their children pay down their student loan debt. Respondents aged 55 and over were significantly more likely than those aged 35-54 to help their adult children with debt payments.

Meanwhile, only 16% of respondents said they helped an adult child pay a credit card bill.

Grown adults are still dependent on their parents senior industry analyst Matt Schulz says parents who feel compelled to assist their children can face some negative repercussions. While their generosity comes from a good place, it may not be wise.

“In helping their kids, parents can get themselves into some trouble. The vast majority of Americans are going to struggle with retirement savings. That money isn’t going into your retirement accounts in the future. It’s important that parents don’t do so blindly without understanding what the potential ramifications are for their own futures,” he told Yahoo Finance.

“The truth is not all parents are good role models with their finances. The truth is a lot of parents have great intentions but aren’t necessarily equipped to give the best advice,” he added.

Market research firm YouGov interviewed 1,092 adults with children 18 and over to do the survey. The company did not break down the respondents by how old their children are. It’s safe to surmise that those 22+ would receive substantially less help from their parents, after graduating college and receiving some sort of income.

Then, of course, there are those parents who cut their children a check every month or perhaps once a year. In these instances, they might not be helping their adult children out of necessity — instead, they may be subsidizing their kids’ luxury wardrobes or fancy dinners.

As fresh college grads flock to expensive cities for high-skilled jobs, they struggle to cover their day-to-day expenses with meager entry level salaries. Nearly half of folks in their early 20s get help from their parents to pay for rent, according to surveys cited earlier this year by The New York Times.

Melody Hahm is a senior writer at Yahoo Finance, covering entrepreneurship, technology and real estate. Follow her on Twitter @melodyhahm.

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